At Julla, we believe technology holds the potential to democratize access to quality financial products and services. Julla is a financial technology company seeking to re-imagine finance in ways that improve and add value to the lives of our customers.
We believe that the customer comes first, simple is better and transparency is key. We are working towards converging commerce and finance by meeting Africans where they are today, and not where they were a generation ago.
Julla ensures a simple and convenient shopping experience for the customer and drives conversion, sales and average order values for the merchant. Customers can purchase items on loan digitally in seconds without a lengthy application or paperwork which provides a more inclusive alternative especially for customers with little or no credit history. Julla uses its own formula for calculating risk and approving loans, which involves data science, artificial intelligence and machine learning technologies.